1) General Information

Effective Currency publishes educational and informational content about money, currencies, and related topics. The content is provided “as is,” without warranties of any kind, and is not tailored to your personal circumstances.

By using this website, you agree you are solely responsible for your decisions and outcomes.

2) Affiliate Disclosure

Some articles and pages include affiliate links. If you click a link and purchase a product or service, we may earn a commission at no additional cost to you. These relationships help keep this site free. We only reference products or services we believe are useful; however, you should perform your own evaluation before purchasing.

3) Financial Disclaimer (No Advice)

Nothing on this website constitutes financial, investment, legal, tax, accounting, or other professional advice—and must not be relied upon as such. We are not your advisor or fiduciary. Consider consulting a qualified professional before making financial decisions.

4) Accuracy & Timeliness

We strive for accuracy and provide sources where appropriate. Nevertheless, markets, regulations, and products change. We do not guarantee completeness, correctness, or that content remains current. Past performance is not indicative of future results.

5) External Links

This site links to third-party websites for additional context or resources. We do not control—and are not responsible for—the content, policies, or practices of external sites.

6) Limitation of Liability

To the fullest extent permitted by law, Effective Currency, its owners, and contributors shall not be liable for any losses or damages arising from your use of the website, reliance on any information, or interactions with third-party services referenced here.

7) Contact

Questions about these disclosures? Email us at info@doctorcoba.com.