Best Password Managers for Crypto & Everyday Security

Our no-hype guide to 1Password, Bitwarden, Dashlane, and KeePassXC—what actually matters for security, sharing, audits, and price.

Last updated: Sep 2025 • Education only

Disclosure: If you purchase via links on this page, Effective Currency may earn a commission—at no extra cost to you. We only recommend tools we’d use ourselves.

Top Picks

  • Keeper — Best overall password manager

    Secret Key model, excellent apps, Travel Mode, great Families/Teams.

    Get keeper
  • NordPass — Forget password resets

    Save unlimited passwords and passkeys, Autosave and autofill, Automatic sync across devices

    Get NordPass
  • Proton Pass — Protect your online identity

    Create secure password, Sync across unlimited devices, Free forever

    Get Proton Pass
  • RoboForm — Secure Sharing

    One click Logins and form filling, Scan for compromised passwords.

    Get RoboForm

At-a-Glance Comparison

ManagerStrengthsAudits / HistorySharingPrice*Best for
1Password Secret Key, Travel Mode, excellent apps Regular independent audits; no customer-vault compromise Families & Business $2.99–$7.99/mo Most users & families
Bitwarden Open source, great free tier, self-host Public audits; strong track record Families & Teams $0–$3.33/mo Value & OSS fans
Dashlane Polished UX, dark-web monitoring Independent audits; no customer-vault compromise Family & Team $3–$8/mo Ease + extras
KeePassXC Offline, portable, flexible Community-reviewed; file you control File-based (advanced) Free Power users/offline

*Pricing varies by region and promotions. Confirm current terms on the vendor’s site.

How to Choose (Quick Checklist)

  • Security model: zero-knowledge encryption, independent audits.
  • Posture on breaches: how do they limit damage if servers are stolen?
  • Passkeys & 2FA: support FIDO2 keys + built-in OTP (TOTP).
  • Sharing: easy family/team sharing with permissions.
  • Export: clean export to standard formats to avoid lock-in.
  • Cloud vs. offline: match your threat model (hosted vs. KeePassXC).

Safe Setup (5 Minutes)

  1. Install desktop + browser extension.
  2. Create a long master passphrase you can remember.
  3. Enable 2FA (prefer hardware keys for the manager account).
  4. Import/add logins, enable breach alerts, rotate weak passwords.
  5. Use passkeys where supported; keep seed phrases offline.

FAQ

Is it safe to store 2FA codes in the manager?

Convenient but creates a single point of failure. For critical accounts, use hardware keys or keep TOTP separate.

Should I store seed phrases in a manager?

No. Keep seed phrases offline and separate from internet-connected devices.

Are browser-built password vaults enough?

Better than nothing, but dedicated managers offer stronger security, sharing, and monitoring.

Education only—this is not legal, tax, or investment advice.

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